🇮🇳 India Gratuity Calculator

Gratuity per the Payment of Gratuity Act — 15 days' salary for every completed year (15/26 formula), after 5 years of service, capped at ₹20 lakh.

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All figures in the local currency. Gratuity is an estimate.

Your estimated benefit

Total benefitINR 0

How it is calculated

ServiceEntitlement
Formula(last salary × 15 × years) ÷ 26
SalaryBasic + dearness allowance
Eligibility5 years of continuous service
Year roundingOver 6 months rounds up
Cap₹20,00,000 (20 lakh)

Enter basic + DA as the salary. Years round up if the extra months exceed 6. Tax-free up to ₹20 lakh. Source: Payment of Gratuity Act.

Frequently asked questions

How is gratuity calculated in India?

Last drawn salary (basic + dearness allowance) × 15 × completed years ÷ 26. You must complete five years, and a part-year over six months rounds up to a full year.

What is the gratuity eligibility in India?

Five years of continuous service, except in cases of death or disablement where the five-year rule is waived.

Is there a gratuity limit in India?

Yes — gratuity is capped and tax-exempt up to ₹20,00,000 (20 lakh).

Which salary is used for Indian gratuity?

The last drawn basic salary plus dearness allowance — not the full CTC.

📖 India Gratuity Calculation 2026: The 15/26 Formula, 5-Year Rule & ₹20 Lakh CapAll country calculators →All countries
Estimate only — not legal/tax advice. Per the Payment of Gratuity Act, 1972.