🇮🇳 India Leave Encashment Calculator

Cash out your unused earned leave — the standard Indian formula is (Basic + DA) ÷ 30 × unused days, capped at ₹25 lakh tax exemption.

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All figures in the local currency. This tool does not compute how many days you have accrued — enter the balance from your payslip/HR record.

Your estimated leave encashment

Total encashment valueINR 0

How it is calculated

ServiceEntitlement
Formula(Basic salary + Dearness Allowance) ÷ 30 × unused earned-leave days
Entitlement (Factories Act, factory workers)1 day earned leave per 20 days worked, after 240 days worked in a year
Entitlement (other sectors)Varies by state Shops & Establishments Act — check your state and company policy
Tax exemption (non-government employees)Up to ₹25,00,000 lifetime aggregate, under Section 10(10AA)

Some employers use a divisor of 26 instead of 30 — check your company policy. The exact ENTITLEMENT rate (how many days you earn per year) varies by sector and state; this tool encashes the balance you already know you are owed, from your payslip or HR record. Cross-checked against HROne. Source: ClearTax.

Frequently asked questions

What is the formula for leave encashment in India?

(Basic salary + Dearness Allowance) ÷ 30 × the number of unused earned-leave days — though some companies use a divisor of 26 instead, so check your payslip or HR policy.

Is leave encashment taxable in India?

At retirement/resignation for non-government employees, it is exempt up to ₹25,00,000 (a lifetime aggregate limit across employers) under Section 10(10AA); for government employees it is fully tax-free. Leave encashed while still employed is fully taxable.

How many earned-leave days do I accrue per year in India?

This varies by sector and state — factory workers under the Factories Act 1948 earn roughly 1 day per 20 days worked (after 240 days worked in a year); other sectors follow their state's Shops & Establishments Act, which differs across states. Check your payslip or HR policy for your actual balance.

Is this the same as gratuity?

No — see our India Gratuity Calculator for that separate, service-length-based benefit. Leave encashment pays out unused vacation days specifically.

📖 India Leave Encashment 2026: The Formula and the ₹25 Lakh ExemptionIndia Gratuity Calculator →All countries
Estimate only — not legal/tax advice. Formula per the Payment of Wages framework and widely-applied industry practice (ClearTax, HROne); annual entitlement RATES vary by state Shops & Establishments Act and the Factories Act 1948 — confirm your exact day count from your payslip or HR.